One of the best transaction account

Commonwealth Direct Investment Account

What is a Commonwealth Direct Investment Account?
The Commonwealth Direct Investment Account is the cash account for investors. With the convenience of electronic access and a cheque book, plus competitive interest rates, this Commonwealth Bank account can make your money work harder.

How much do I need to open a Commonwealth Direct Investment Account?
You will need a minimum of $5,000 to open your account, but after that there's no minimum for deposits or withdrawals.

Features:
* Interest calculated daily and paid quarterly.
* No monthly account fee.
* Electronic access to your funds 7 days a week:
o NetBank
o Telephone Banking
o ATMs
o EFTPOS
* Cheque book option.
* Access to your account by linking your existing Commonwealth Bank cards.
* Access to CommSec's low Internet Preferred brokerage rates when you trade online at commsec.com.au. To benefit from Internet Preferred brokerage you must also be CHESS (Clearing House Electronic Subregister System) sponsored by CommSec.
* Arrange direct debit of your regular bills and loan repayments.

Interest rate details:
On balances of: Interest Rate (% p.a.)
Less than $5,000 Nil
$5,000 to $49,999.99 4.30% on whole balance
$50,000 to $249,999.99 4.75% on whole balance
$250,000 and over 5.30% on whole balance

Comments:
* No account keeping fee, maintenance fee or what so ever.
* Options of 15 electronic transactions per month or 5 electronic transactions + 2 over-the-counter.
* High interest rate with at least $5000 balance.

See www.commbank.com.au for more details.

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